Long-term care insurance helps cover costs associated with long-term care that are not covered by regular health insurance.  This includes assistance with routine daily activities as well as illnesses leading to loss of cognitive function. These policies can reimburse for care in the home, an assisted living facility, a nursing home and an adult day care center.  Long-term care is a complicated topic and insurance is not right for everybody so it’s important to be well educated on the topic before buying.

We can help:

• Determine if long term care insurance is right for you
• Understand the different options available for protection
• Understand the difference between a stand-alone long-term care insurance product and long-term care/life insurance hybrid products
• Quote and place coverage at almost any carrier as we are not captive to any one insurance company