Long-term Care Insurance Long-term care insurance helps cover costs associated with long-term care that are not covered by regular health insurance. This includes assistance with routine daily activities as well as illnesses leading to loss of cognitive function. These policies can reimburse for care in the home, an assisted living facility, a nursing home and an adult day care center. Long-term care is a complicated topic and insurance is not right for everybody so it’s important to be well educated on the topic before buying.We can help:Determine if long term care insurance is right for youUnderstand the different options available for protectionUnderstand the difference between a stand-alone long-term care insurance product and long-term care/life insurance hybrid productsQuote and place coverage at almost any carrier as we are not captive to any one insurance company Learn More Long-Term-Care Needs Determine your potential long-term care needs and how long your current assets might last. Extended Care: A Patchwork of Possibilities What is your plan for health care during retirement? Understanding Long-Term Care Understanding the types of long-term-care services—and what those services could cost—may be critical.